If you work from home or process mail order and telephone order (MOTO) transactions, a virtual terminal lets you enter credit cards manually.
Virtual credit card terminalsĪn optimal solution for card-not-present processing, virtual terminals let you accept credit cards from any computer or device with an internet connection. In today’s day and age, mobile payments and wireless payment processing technology are ideal for drivers, delivery workers, service industries, and other merchants who are constantly on the go.
They can process transactions via a Wi-Fi or cellular data connection. These function in much the same way as standalone machines, but can be used away from your brick-and-mortar storefront. The newest equipment technology features near field communication (NFC) for contactless payments. They require either a phone line or an internet connection in order to send data for processing and authorization. Basic features of these credit card machines include the chip card or magnetic stripe reader, a keypad, display screen, PIN pad, and printer. They’re ideal for face-to-face, card-present transactions at restaurants and retail stores. These are the traditional payment terminals familiar to any merchant. Whichever credit card machine you choose, make sure it is backed by PCI-compliant technology to help protect your customers and your business from credit card fraud. This guide will break down the features of and differences between these payment processing options. Here are some of the payment processing technology options available to you:
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